Tax season can feel overwhelming, especially if you’re on a tight budget. The good news? There are free tax preparation services available to help you file accurately and on time. Whether you need in-person assistance or prefer to file online, you can take advantage of these free resources:
1. IRS Free File
The IRS Free File Program is a public-private partnership between the IRS and a number of tax preparation and filing software industry companies who provide their online tax preparation and filing for free. If your income is below the threshold, Free File software allows you to use trusted brand-name software to prepare and e-file your federal tax return for free. You can use this option for 2024 tax returns if your income is below $84,000.
👉 Learn more about IRS Free File here
2. IRS Direct File
Taxpayers in 25 states can now file their federal taxes directly with the IRS. Direct File Can save you time by filling in some of your information, like your employment and wage information from your form W-2, if it’s available.
👉 You can check your eligibility for Direct File here
3. Volunteer Income Tax Assistance (VITA)
VITA offers free tax help to individuals who earn $64,000 or less, people with disabilities, and those with limited English proficiency. IRS-certified volunteers provide in-person assistance at community centers, libraries, and other local sites. They help ensure you claim all eligible credits, like the Earned Income Tax Credit (EITC) and Child Tax Credit (CTC).
👉 Find a VITA site near you with the VITA Locator Tool
4. Tax Counseling for the Elderly (TCE) – AARP Tax-Aide
If you’re 50 or older or have a low-to-moderate income, AARP’s Tax-Aide program provides free tax help. Trained volunteers specialize in retirement-related tax concerns, like Social Security benefits and pensions. This service is available in-person or virtually.
👉 Find an AARP Tax-Aide site: AARP Tax-Aide Locator
5. MilTax (For Military Members and Families)
Active-duty military members, veterans, and their families can access free tax software and personalized support through MilTax. This program, offered by the Department of Defense, includes tax consultants who understand military-specific tax situations, like PCS moves and combat pay.
👉 Access MilTax: Military OneSource
Bonus! Free State Tax Filing!
Many states offer free filing options for state taxes, either through their tax agencies or in partnership with Free File programs. Check your state’s revenue department website to see if you qualify.
Tips for a Smooth Tax Filing Process:
✅ Gather your documents: W-2s, 1099s, Social Security statements, and any deduction-related documents.
✅ Check eligibility: Different programs have income and filing requirements.
✅ File early: The sooner you file, the sooner you receive your refund—especially if you qualify for tax credits.
With these free resources, filing your taxes doesn’t have to be stressful or expensive. Take advantage of the help available and make this tax season a smooth one!