The 4 Key Elements of Leap

Below is an overview of the Leap Personal Finance Program Methodology

The Leap Money Mentor Program

Leap trains Money Mentors  to provide personalized guidance, helping participants navigate their financial journey with gentle accountability. As one of the four pillars of the Leap Personal Finance program, Money Mentors empower individuals to make informed decisions and achieve lasting financial success.

The Leap Financial Literacy App

The Leap Personal Finance App offers clients a powerful tool to learn about personal finances with ease and confidence. As one of the four pillars of the Leap Personal Finance program, it provides personalized insights and resources, empowering clients to stay on track with their financial goals.

"Budget Like a Mother" Spending Plan Development

The “Budget Like a Mother” spending plan development helps clients create practical, family-focused budgets that align with their financial goals. As one of the four pillars of the Leap Personal Finance program, it empowers clients to take control of their finances and build a secure future for their families.

Program Incentivization

The Leap Incentivization Program motivates clients to actively engage with the personal finance curriculum by rewarding progress with points toward gift cards. As one of the four pillars of the Leap Personal Finance program, it encourages consistent learning and fosters a positive, rewarding path to financial wellness.

Leap Goes Beyond Traditional Financial Literacy...

Leap’s key indicators of financial wellness—present security, future security, present freedom of choice, and future freedom of choice—are essential for a balanced financial life. They ensure that both current and future needs are met, providing flexibility and stability. For financially stressed new parents, these indicators are crucial in managing immediate expenses while securing a stable future for their family.

FAQ'S

Traditional financial literacy programs often fall short because they focus solely on knowledge, neglecting the practical application and emotional aspects of financial wellness. These programs may not consider the unique needs and challenges of different communities, leading to limited impact. A holistically designed financial wellness program, integrated into a community organization’s existing efforts, addresses these gaps by providing tailored support, fostering real behavioral change, and creating a more sustainable path to financial empowerment. This approach ensures that financial education is relevant, accessible, and truly effective for those it serves.

Money Mentors are staff or volunteers selected by our community partner organizations. Money Mentors’s responsibilities include

– Onboard participants into the Leap Personal Finance Program 

– Assist participants in setting up their account within the Leap and Goodbudget apps 

– Meet with participants to motivate their continued involvement in the curriculum 

– Attend monthly continued education workshops – Provide feedback to Leap once each participant has completed the program 

 

Recognizing the time constraints and attention spans of expectant parents, the app delivers daily, bite-sized lessons on diverse financial literacy topics. This strategic design mirrors the way individuals engage with their
favorite social media platforms, fostering consistent and manageable learning. The cumulative effect is a gradual accumulation of financial knowledge, building a foundation of literacy that is not overwhelming but empowering.

Topics include:
Accessing Government Benefits, Income, Expenses, Creating a Spending Plan, Managing Credit and Debt, Improving Credit Scores, Budging for Baby, Consumer Skills, Fraud Awareness, just to name a few!

Integrating a financial empowerment program into an organization’s existing initiatives is a
strategic move that significantly enhances overall effectiveness. Numerous studies highlight
the positive correlation between financial empowerment and the success of various social
and community programs. According to a report by the Urban Institute, individuals who participate in integrated financial empowerment programs are more likely to experience
improved educational outcomes, increased employment stability, and enhanced housing
security.